The Insurance Industry is quickly changing. It is no longer a time to sit back and wait. You the employer have many decisions to make. What type of plan do you offer your employees?
These are a few areas to consider:
Fully Insured
Self or Partially Self-Funded
Exchange (SHOP or Individual)
PPO Network
Case Management
Disease Management
Pharmacy Benefit Management (PBM)
Health Savings Account (H.S.A.)
Wellness
Supplemental Products
Captive Plans
Pay or Play
Plan Affordability
Does your plan meet the actuarial Value (A.V.)?